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What does Power Finance Texas do with your personal information?
WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
WHAT? | The types of personal information we collect and share depends on the product or service you have with us. This information can include:
When you close your account, we continue to share information about you according to our policies. |
HOW? | All financial companies need to share customers’ personal information to run their everyday business – to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Power Finance Texas chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information:
DOES POWER FINANCE TEXAS SHARE? | CAN YOU LIMIT THIS SHARING? | |
| For our everyday business purposes – to process your transactions, maintain your account, and report to credit bureaus. | Yes | No |
| For our marketing purposes – to offer our products and services to you. | Yes | No |
| For joint marketing with other financial companies. | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences. | Yes | No |
| For our affiliates’ everyday business purposes – information about your credit-worthiness. | No | We don’t share this |
| For our affiliates to market to you | No | We don’t share this |
| For non-affiliates to market to you | No | We don’t share this |
Sharing practices:
| How often does Power Finance Texas notify me about their practices? | We must notify you about our sharing practices when you open an account and each year while you are a customer. |
| How often does Power Finance Texas protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How often does Power Finance Texas collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit sharing only for:
State laws and individual companies may give you additional rights to limit sharing. |
Definitions:
| Everyday business purposes | The actions necessary by financial companies to run their business and manage customer accounts, such as:
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| Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include other credit service organizations. |
| Non-affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. We do not share with non-affiliates so that they can market to you. |
| Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Power Finance Texas does not jointly market. |