Reasons to Take Out a Small Cash Loan Online
Financial problems can hit at any time. A job loss, injury, unexpected repairs for home or car, furloughed employment, medical bills—you name it. Millions of Americans are living paycheck to paycheck. When the unexpected happens, you can quickly find yourself strapped for cash and unable to pay for essentials. Financial stress can become overwhelming to live with, impacting your sleep, physical and mental health, and overall happiness.
If you’re facing unplanned expenses and financial stress, you need cash now. An easy online personal loan is one of several options that can help you when you need it. Fight back and get your finances under control by applying for fast cash loans online. Online loans for people with bad credit or no credit can get you the financial help you need to manage your expenses and get back on your feet.
Do you need a CASH LOAN fast?
Power Finance Texas arranges installment loans from $100 to $1,250 quickly. Most loans are approved within minutes. All it takes is a checking account, a phone number and a few other simple qualifications. See why thousands of people choose Power Finance Texas for their fast cash needs.
What is an Online Small Cash Loan?
Power Finance Texas offers small cash online loans with no credit check, designed to help you out if you have good credit, bad credit, or no credit. Our easy online loans are short-term personal loans, designed to be paid off in less than 6 months over a series of scheduled payments.
You may have heard of two kinds of short-term loans: Payday loans and Installment loans. Payday loans borrow against your next paycheck and are due in one payment when your check comes in. These loans get you cash fast, but they aren’t very consumer-friendly, leaving few repayment options and hefty fees. These loans are not offered at Power Finance Texas.
Instead, our small cash loans online qualify as installment loans or personal loans. These loans are consumer-friendly, offering flexible repayment options and payment schedules over a set period of time.
How Can I Get Small Cash Loans Online?
Fast cash loans are available online—no need to come into one of our locations. The first step to getting a quick online loan is to apply. In the state of Texas, you need to meet these requirements to qualify for an online loan:
- Hold a bank account, for at least 30 days, that can receive direct deposits. This is where your loan will be deposited.
- Have an active home or cell phone number.
- Be employed for the past three months.
- Earn a monthly income of at least $1,000 (this requirement drops to $800 if you apply in-store).
If you’re ready to get a cash loan online, apply on our website today.
Can I Get Small Cash Loans with Bad Credit?
Yes! There is no specific credit score requirement for small cash loans online in the state of Texas, making these loans a great option for someone with bad credit. We don’t do a credit check as part of the loan application process, so there’s no need to worry about your credit history impacting your eligibility. In fact, qualifying for online loans with monthly payments, and staying on time with your payment plan, can help you build and repair your credit score.