We all know that to be financially secure, it’s best to spend less and save more. But that’s definitely easier said than done. Too many times we find ourselves making regrettable purchases, and while one or two splurges may not…
With all the complex terms and abbreviations, a credit report can read like it’s written in a foreign language. Well, here’s your translation guide. When you understand credit report abbreviations and credit report terminology, you’ll have the power to read…
Finding cheap food to buy when you’re broke is tricky because the cheapest meal you can make isn’t always healthy. Luckily, there are ways to go grocery shopping on a tight budget and still eat healthily. How Much Should I…
Opening a checking account is your first step to reaching your financial goals. You’ll deposit your paycheck and other earnings in it and use it to pay your bills using either checks or a debit card. You can also withdraw…
Each of us has a unique relationship with money. Some people love to count their earnings carefully and hate parting with even a penny. Others find joy with every purchase and are just fine worrying about finances another day. Where…
The beginning of a new year is a great time to start setting goals that will help you make your life better. Along with your goals to exercise more and spend less time on social media, make sure you set…
Signing up for yet another subscription service—Netflix, Audible, a food delivery service, or an exercise app—is easy. What’s an extra expense of $9.99 per month? You’ll barely miss it, right? Unfortunately, too many Americans are putting more of their hard-earned…
Dollar stores are a bargain hunter’s dream come true. Household basics, party supplies, decor, and snacks—all for the low price of one dollar. Another perk of dollar store prices? You won’t lose track of how much you’ll be spending as…
The first step to spending better and getting your finances in order is to understand where your money goes. Are you spending your hard-earned cash on needs or wants? Why is it important to recognize the difference between financial needs…
Are you looking into getting a credit card? If you’ve never had one before, it can seem like a totally foreign world trying to understand the different card options and their benefits. As you’re learning about various cards and card…