Emotional spending is spending that is deeply rooted in one’s emotions and usually manifests as unplanned, even spur-of-the-moment purchases. Emotional spending is driven by spending triggers, or emotions that push you towards compulsive spending, buying things you may not need…
There are different types of millionaires. There are those who were born into wealthy families and get a head start with money that the vast majority of us don’t get. There are those who take big risks that pay off…
Everyone loves to go on vacation. Ideally, you’d be saving for a big vacation for six months or more. But what if something pops up on your radar—a family wedding or graduation, or a break from work—or if you just…
We all know that to be financially secure, it’s best to spend less and save more. But that’s definitely easier said than done. Too many times we find ourselves making regrettable purchases, and while one or two splurges may not…
With all the complex terms and abbreviations, a credit report can read like it’s written in a foreign language. Well, here’s your translation guide. When you understand credit report abbreviations and credit report terminology, you’ll have the power to read…
Finding cheap food to buy when you’re broke is tricky because the cheapest meal you can make isn’t always healthy. Luckily, there are ways to go grocery shopping on a tight budget and still eat healthily. How Much Should I…
Opening a checking account is your first step to reaching your financial goals. You’ll deposit your paycheck and other earnings in it and use it to pay your bills using either checks or a debit card. You can also withdraw…
Each of us has a unique relationship with money. Some people love to count their earnings carefully and hate parting with even a penny. Others find joy with every purchase and are just fine worrying about finances another day. Where…
The beginning of a new year is a great time to start setting goals that will help you make your life better. Along with your goals to exercise more and spend less time on social media, make sure you set…
Signing up for yet another subscription service—Netflix, Audible, a food delivery service, or an exercise app—is easy. What’s an extra expense of $9.99 per month? You’ll barely miss it, right? Unfortunately, too many Americans are putting more of their hard-earned…