The world of money lending and borrowing can be overwhelming at first, but personal loans are a common and well-established financial option available to most people. There are several reasons you may need a personal loan, and those different reasons…
You may be wondering how to fix your credit or how to improve your credit rating. It takes time, but the best way to improve your credit is by being a responsible borrower. The first step is to know what’s…
The Federal Deposit Insurance Corporation (FDIC), “committed to expanding Americans’ access to safe, secure, and affordable banking services,” estimates there are 9 million US households without an FDIC-insured bank account. There are large inner-city neighborhoods without banks, and some areas…
Personal short-term loans can be a great solution when you need to get out of a financial bind. However, if you’re not careful and don’t have an achievable repayment plan, taking out a short-term loan can actually cause you more…
If you’re “adulting” in today’s world, it’s hard to get around certain realities. From parenting to full-time jobs, the world of adulthood isn’t for the faint of heart. And while everyday life in and of itself can get overwhelming, there…
If you’ve ever been short on funds and unable to afford the expenses that lie between paychecks, you know just how critical it is to have a financial backup plan. Unfortunately, sometimes no matter how hard you try to save…
Have you ever found yourself paying late fees on overdue bills? If you’re like many Americans, you probably answered yes. You also probably know just how easy it can be to overlook or fall behind on payments. And while the…
Managing your finances isn’t always easy. From unexpected costs to poor budgeting choices, sometimes even the smallest mishaps can send your financial health into a tailspin. If and when you find yourself in this type of situation, oftentimes turning to…
When life throws you a curveball, sometimes you need a little bit of cash to make it through until your next paycheck or distribution. Quick cash loans are designed to do just that: get you over an immediate hurdle. Quick…
The realities of life often catch up to us at the most inconvenient times. No matter how much you pinch, scrimp, and save, there may come a time when you need a little extra cash. When your rainy day fund…