FACTS

WHAT DOES Power Finance Texas DO WITH
YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depends on the product or service you have with us. This information can include:
  • Social Security number and income.
  • Account balances and payment history.
  • Credit history and credit scores.
When you close your account, we continue to share information about you according to our policies.

HOW?

All financial companies need to share customers' personal information to run their everyday business - to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Power Finance Texas chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
DOES Power Finance Texas SHARE?
CAN YOU LIMIT THIS SHARING?
For our everyday business purposes - to process your transactions, maintain your account, and report to credit bureaus
Yes
No
For our marketing purposes - to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates' everyday business purposes - information about your transactions and experiences
Yes
No
For our affiliates' everyday business purposes - information about your creditworthiness
No
We don't share this
For our affiliates to market to you
No
We don't share this
For non-affiliates to market to you
No
We don't share this
SHARING PRACTICES
How often does Power Finance Texas notify me about their practices?
We must notify you about our sharing practices when you open an account and each year while you are a customer.
How often does Power Finance Texas protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How often does Power Finance Texas collect my personal information?
We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card to make a payment
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit sharing only for:
  • Affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates to market to you
  • Non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Everyday business purposes
The actions necessary by financial companies to run their business and manage customer accounts, such as:
  • Processing transactions, mailing, and auditing services
  • Providing information to credit bureaus
  • Responding to court orders and legal investigations
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include other credit service organizations.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
We do not share with non-affiliates so that they can market to you.
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Power Finance Texas does not jointly market.
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